COMMUNITY OUTREACH, PARTNERSHIPS, ALLIANCES & ECOSYSTEMS

OUR PHILOSOPHY ON COMMUNITIES

Altus Logo 

Individualism is a fine idea. It provides incentive, promotes leadership, and encourages development—but not on its own. We are social animals who cannot function effectively without a social system that is larger than ourselves. This is what is meant by “community”—the social glue that binds us together for the greater good….

Community means caring about our work, our colleagues, and our place in the world, geographic and otherwise, and in turn being inspired by this caring.

But somehow, in our hectic, individualist world, the sense of community has been lost in too many companies and other organizations. In the United States in particular, many great enterprises, along with the country’s legendary sense of enterprise, have been collapsing as a consequence.

                                             – quoted from HBR Article : Rebuilding Companies as Communities : By Henry Mintzberg ( article here )

WHAT GOOD IS AN ORGANIZATION, WHICH BUILDS STUDENT LEADERS, BUT CANNOT IMPACT COMMUNITIES

Altus Logo 

Talk is cheap! We at Altus Education don’t just create student leaders, we walk our own talk by creating and empowering communities.

Thus the saying.. “Hands that Help, are Holier than the Lips that Pray”

HOW DO WE CREATE AND EMPOWER COMMUNITIES?

Altus Logo

We look at the World differently! We ask the question – “What is the BIGGEST need in the world today to create an IMPACT”? The answer surprisingly is “FINANCIAL WELLNESS.”  Financial Wellness is not about creating wealthy people, but about creating healthy communities that are self-aware, have great financial habits, financially secure, and know the best they can do with whatever money they have.

Finance is like Oxygen. No one gets up in the morning and says…they love life because of the oxygen in the air! Finance is exactly just that in our lives. Money won’t buy happiness, but not knowing how to manage money is equally the biggest mistake. This is what the world needs because few do it. Yet, no place teaches it, specifically for the middle class.

No doubt, the “middle class” in America and worldwide are being pushed towards poverty, yet the rich are getting richer. The COVID19 situation was the perfect storm that showed how vulnerable the middle class is.

OUR TEACHING STYLE IS “GAMIFICATION & SIMULATION” (AND IT IS EXCITING)

Altus Logo

We use “experiential learning,” a radical concept used in Business Schools and Executive Leadership. It means experiencing and reflecting from a situation that is near to reality it can get. This method is called “SIMULATION.”

SIMULATION

Altus Logo

Here is how it works. We bring a certain community together ( and we do it on Zoom/WebConference ), and we get you to “Role Play” a certain situation. 

EXAMPLE :

Let us say you are a Baby Boomer in your 60’s. We simulate a situation for you, your family, assets, total money/investments, and assets. What can go wrong? What could you have done better? What can you do now? This concept of “Gamification” helps people experience challenges and thus help them take action.

ANOTHER EXAMPLE:

You are an immigrant from the continent of Africa. You perhaps have a car, have a family, children, a job, and in your 40’s. We simulate your life through a situation as if you are in your 70’s. Let us say now you have a house, your children have gone through college and have moved on, and you have your retirement in front of you. What should you do now ( in your 40’s ) so you could live like a king in your 70’s?

GAMIFICATION AND SIMULATION FOR HIGH SCHOOL STUDENTS

Altus Logo

THE CASE STUDY AND SIMULATION:

You are just about to graduate from Engineering Under Grad School. You look up your Student Debt portfolio and realize that you have $150,000 debt. Do you want to eliminate the debt in the next 6 years? You also have a scholarship from school and an internship that you are going through at a company.

HOW can you pay off your student debt…fast?

WHAT are the situations you need to be aware of so that you minimize your student debt?

WHAT ACTION should you take so you can pay it off in half the time?

WHAT would happen if you DIDN’T?

GAMIFICATION AND SIMULATION FOR THOSE IN THEIR FIRST JOB, JUST OUT OF SCHOOL

Altus Logo

THE CASE STUDY AND SIMULATION:

Congrats! You landed your dream job. You are getting your paycheck. Yipee!

WHAT would you do with the money? 

HOW would you invest your money?

WHAT kind of Goals should you set? What are they?

WHAT happens if you DON’T save, invest, protect, and build a foundation?

WHAT changes should you take NOW so that you could gain later? What conventional investments can you make, and what kind of Un-conventional investments should you do?

GAMIFICATION AND SIMULATION FOR THOSE ABOUT TO GET MARRIED

Altus Logo

THE CASE STUDY AND SIMULATION:

And… She said YES!

You are about to start a JOURNEY. How exciting!

We want you to imagine 10 years from now. You have a home, two children, two cars, a great loving family, great vacations. Not to dampen your spirits, but it all comes with a price tag. 

YOU have 10 YEARS in hand. How do you PLAN?

IMAGINE the situation 10 years from now. WHAT should you have done better? What was the “Cause” and “Effect” of your actions?

Can you build a FOUNDATION now?

GAMIFICATION AND SIMULATION FOR COUPLES PLANNING A FAMILY ( EARLY 30-EARLY 40 )

Altus Logo

THE CASE STUDY AND SIMULATION:

You are planning a family. You are used to living in a condo, take a lot of vacations, eat out at restaurants, and your friends and fun go hand in hand!

We simulate a situation where you have a child, a home to buy, expenses to manage, and habits to manage. 

What should you do now so that you could plan for your family? What habits would you need to change?

This gamification helps identify – your actions and the impact of your actions!

GAMIFICATION AND SIMULATION FOR FAMILIES (MID 30-MID 40)

Altus Logo

THE CASE STUDY AND SIMULATION:

A Happy Family! The smiles, the adventures, the newborns’ memories, the first hug, the first walk, the growing up, the smiles, the toddler years, the relief the kids are out of diapers, and …a family movie! Heaven.

We want you to imagine you were in your 55 years of age. What do you see around you? What are your kids doing? What does life look like? Whats happiness? 

Now lets put our “Practical” hats on and imagine what you need to do now? How much money should one have? How much should you save? How can you protect the family? What about your children’s Education? What about your Retirement? What about your loans, credit cards, your debt? 

Now, let’s backtrack and see what changes one needs to do now? What if you don’t?

GAMIFICATION AND SIMULATION FOR THOSE IN THEIR MID 50’S

Altus Logo

THE CASE STUDY AND SIMULATION:

In your mid 50’s now. Empty nesters! Your kids are working; your house is paid off, the car needs a refresh, you are at the pinnacle of your career, your energy levels are up, you are planning your vacations and buying a home by the lake for your kids and for later when you become grandparents! You are thinking of retiring. What is in your Estate? How can you keep a legacy for and through your children?

Or perhaps you are struggling. Your bank balance doesn’t look appealing. You have not been employed for some time and do not know what to do to pay off your mortgage. Your health is not so good, your mind not so active, you stoop and walk and stare at the big bungalows and the cars… you tried, but luck was never on your side.

You are not alone. 60% to 70% of people in their mid 50’s suddenly realize they have nothing substantial. Stock and Market swings, Credit Card debt, Mortgage, taxes, joblessness…will be quite common in the future, specifically with the middle class, if they don’t take action now.

How can you make money? How can you save and invest? How can you plan your taxes? How can you plan for retirement with what you got? Our Simulation takes you through situations that help you learn about solutions ahead.

GAMIFICATION AND SIMULATION FOR THOSE IN THEIR MID 60’S

Altus Logo

THE CASE STUDY AND SIMULATION:

You have come a long way. You are young in heart, still adventurous yet cautious, and you think this retirement will be great! You have a good amount of money; you have worked hard, your debt-free… you have had an exciting life. It’s time to look for a different adventure.

We take you through a simulation of what to expect when you retire i.e., the money streams, the tax deductions, the social security taxes, marginal income, ordinary income, annuities, medicare, etc.

Now you face the biggest dilemma – how long will your money last? The simulation takes you through some of the interesting examples of what to do and if then else! It will take you through the problems of Estates, Legacy problems, and Insurance problems.

PARTNERSHIPS & ALLIANCES

Altus Logo

We partner with others who specifically offer solutions with Taxes and Estate/Law. The reason being Financial Wellness needs a proper awareness of Taxes and Estate/Laws. That way, we can offer a continuum of knowledge to the communities. Digital solutions are everywhere, but that usually doesn’t help most people. Estates/Law and Tax are key professions that one needs to know from specialists. One needs to know when to take the risk and when not to. But knowing about some of the Laws, Estates, and Tax rules early helps everyone. Most people and communities are just not aware! That’s where we make an impact that helps the individual, the family, their legacy, and the community.

OTHER COMMUNITIES

Altus Logo

We also take time to reach out to different communities. Some of these communities have a mix and match of age, but more or less have a common approach because of their profession, and they typically are easy to find in one place. Examples are Labor Unions, Government officials, Teachers Assc, Small Business Owners, Lawyers, etc., and Software companies. We specifically care about Firemen, Hospital workers, the Military/Vets/Navy, etc, Disability communities, Parents of Children with Disabilities, and children in foster homes.

Contact Us

6 + 14 =